Company Credit Reports

Fully qualified credit scores, directors information and financial data, including filed accounts and annual returns for UK and Irish companies.

Credit reports are available for every UK company. There are twelve sections included in each report:-

• Statutory information
• Risk information
• Company and industry comparison
• Directory information
• Filing history
• Profit & Loss account
• Accounts notes
• Growth rates
• Ownership
• Directors and advisors
• Balance sheet
• Cash flow Ratios

Statutory information - details of registered name and address, issued capital, type of accounts filed, and relevant filing dates.

Risk information - details group structure, details of the latest ten county court judgements, risk score for four years and the latest recommended credit and contract limit.

Company and industry comparison - compares the subject company with all other companies within its industry type.

Directory information - confirms the trading address, and where available, the telephone and fax numbers, up to ten SIC codes and the principal activities statement.

Filing history - displays every change of name, all mortgage documents and one of each other filing type with a maximum of 20 being listed.

Profit & Loss account -details all items for the last five years.

Accounts notes - information on items extracted from latest set of notes such as exports, audit fees, intermediate assets, bank overdraft, and finance due to directors and group.

Growth rates - provides % growth measurements for 1/2/3/4 year periods.

Ownership  - This section details group structure and provides any subsidiaries ranked by turnover.

Directors and advisors - lists the company secretary and all other directors. The auditors and the bank details if available are also provided.

Balance sheet - displays the last five years’ worth of balance sheet items, indicating where notes are cross referenced to notes to the accounts section of the report. A further four items are taken from the cash flow statement.

Cash flow Ratios - lists the main liquidity, performance, leverage and gearing ratios.